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Disability Insurance program for residents of UnityPoint Health – Des Moines

A guaranteed standard issue disability insurance program offered by Ameritas

As a resident/fellow of UnityPoint Health – Des Moines, you have the
exclusive opportunity to purchase Guaranteed/Standard Issue (GSI)
income protection in the event of a disability. This individual, specialty
specific disability insurance policy offers simplified underwriting and a
significantly reduced premium.

Program Details

Key Policy Details

  • Up to $6,000 of monthly benefit
  • Available for GME Program residents
  • No medical exam required
  • Guaranteed issue – no underwriting and no exclusions for
    pre-existing health conditions
  • Pure Own Specialty Definition of Disability
  • 20% discount on uni-sex rates
  • Own individual policy with rate guaranteed level to age 65

Additional Features

  • Streamlined online enrollment and underwriting
  • Residual Benefit (partial disability)
  • Student Loan Repayment – optional rider
  • Cost of Living 3% – optional rider
  • Future Increase Option – FIO optional rider

Questions? Call or text us today!


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ARGI and UnityPoint Health are separate and unrelated companies. ARGI is not affiliated with UnityPoint. Respective services provided by ARGI Investment Services, LLC, a Registered Investment Adviser, ARGI CPAs and Advisors, PLLC, ARGI Business Services, LLC, and Advisor Insurance Solutions, LLC. All are affiliates of ARGI Financial Group LLC. Trust services provided by ARGI Trust, a division of Advocacy Trust LLC.

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