- How much do you charge for personal planning?Fees can vary greatly depending on a client’s needs and the type of services required. Typically, the pricing for personal financial planning starts at $1,500. However, we offer a free, no-obligation initial consultation. ARGI’s pricing commitment to all new clients: fees will be based on the complexity of the situation. We will fully disclose all fees before doing any work.
- Do you have a minimum amount of assets you will manage strictly for investments?We make recommendations based purely on a client’s needs, assets, risk tolerance, and time horizon, and not all new clients need investment management. Based on these factors we may recommend services outside of ARGI. Your advisor will be able to discuss these in detail at the initial discovery meeting.
- How much do you charge for business planning? Charges vary according to the desired outcome and where the client stands in relation to that goal. Due to the unique situations, business types, and tax classifications, we are unable to use fixed pricing. However, our pricing commitment to businesses is the same as our commitment to personal planning clients, and clients will incur no charges until we have come to a mutual understanding and agreement of the services we will provide. As always, the initial consultation is free.
- How does ARGI get paid? For personal planning, we typically charge a flat planning fee plus an annual retainer for planning advice. We calculate a separate investment advice fee based on a percentage of assets under management, according to each particular agreement. We deduct investment advice fees directly from accounts on a quarterly basis. We can deduct planning and retainer fees from client accounts, or be paid by personal or business debit or credit card, whichever is more convenient. Clients can choose to pay retainer fees on a quarterly, semi-annual, or annual basis, subject to SEC guidelines.
For business planning, we typically charge a flat planning fee plus an annual retainer, according to each client’s particular agreement. We can deduct planning and retainer fees via ACH, or be paid by personal or business debit or credit card, whichever is more convenient.