Choosing the right insurance should be easy — but the volume and complexity of personal insurance products makes it much harder. ARGI’s insurance specialists can help our clients make the right insurance choices for them, their businesses, and their families.
Our Insurance Specialists work with our financial advisors to help protect our clients, their families, and their assets. Some of the types of insurance we include in our planning and review process are:
- Long-Term Care
- Annuity Options
- Disability Insurance
We also have the ability to craft personalized solutions for high-net-worth individuals, such as life insurance as an asset class within a portfolio*, or overfunded life insurance policies. These strategies can be used in some specific cases, but may not be right for everyone. Our clients work closely with our advisors to find the solutions that work best for them.
All financial plans have risks; the risk of market volatility, tax erosion, loss of ability to provide income for dependents, increasing education costs, rising health care costs, and longevity to name a few. ARGI’s Risk Management team helps clients manage specific financial risks in their portfolios, so they can retire financially independent and meet their legacy and charitable goals.
These risks vary depending on the client’s goals and stage of life, therefore our team works closely with the financial advisor to be sure every opportunity is tailored to the client’s specific objectives.
We are aligned with exclusive distribution groups, which allows us to focus on client’s wants and needs without concern for proprietary company relationships.
*Insurance products are not a part of ARGI Investment Services portfolios.