ARGI Financial Group – Investment Services

	ARGI Investment Services
	ARGI offers a variety of options for investment management. To establish the best option for you, we first determine your individual financial position. We do this by asking several important questions: · What are your investment goals? · What is your time horizon? · What are your liquidity needs? · What is your risk tolerance? · What are your income needs?

At ARGI, we are able to implement investment strategies in a variety of ways. We offer a vast assortment of in-house ARGI Managed Portfolios as well as options from private institutional money managers and other mutual fund companies.

After evaluating your financial position, we begin determining which of our six risk/return profiles is appropriate. Asset allocation is the framework for the portfolio construction of each of these profiles. ARGI starts with a target asset mix constructed using historical asset class performance statistics, forward-looking simulations, and long term projections. We implement these portfolios in one of our investment methodologies, depending upon your preference and tax situation. Our Tactical portfolios shift the asset mix to take advantage of market opportunities with the goal of enhancing returns while mitigating downside risk, with rebalancing. Our Strategic models maintain a relatively constant asset mix, with periodic rebalancing. This disciplined approach is designed to help provide optimal portfolio performance in all market environments. In addition to our Tactical & Strategic methodologies, we also utilize a variety of other model portfolios to suit your individual needs.

Some additional features of the managed ARGI Portfolios are as follows:

- Constant Attention:

ARGI's Investment Committee regularly reviews all portfolios in a disciplined fashion in order to make appropriate revisions

- Access to Alternate Asset Classes:

Within the models we may include Exchange Traded Funds (ETFs) which could hold commodities, currencies, real estate, precious metals, absolute returns, and leveraged strategies. Alternative assets could serve as an effective diversification agent and typically perform independently of traditional stock and bond markets, thus potentially providing both lower portfolio volatility and improved risk-adjusted returns.

- Regular Rebalancing:

Our managed account portfolios are reviewed on either a Quarterly or Semi-Annual Basis (depending on your individual portfolio type) to determine what, if any, rebalancing should occur based on tolerance criteria for each asset class.

- Emphasis on Low Cost Products: The Investment Committee regularly analyzes the universe of securities with the effort of minimizing product expense ratios. One type of product that the Investment Committee utilizes are Exchange Traded Funds which have historically had low internal costs.

The return and principal value of equities will fluctuate with changes in market conditions. When redeemed, share may be worth more or less that their original cost. Investments seeking to achieve higher rates of return generally involve a higher degree of risk of principal. Neither diversification nor rebalancing can ensure a profit or protect against a loss. The strategies mentioned may differ significantly from the securities held in the comparable benchmark of index. An index is unmanaged and no available for direct investment; therefore its performance will not reflect the expenses and costs associated with active management of actual portfolio. In general the bond market is volatile, and fixed income securities carry interest rate, inflation, credit and default risks. Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or loss. ETFs will fluctuate with changes in market conditions. Since ETFs trade like stocks, they are subject to brokerage feeds and trading spreads. ETFs do not necessarily trade at the net asset values of their underlying holdings, meaning an ETF could potentially trade above or below the value of the underlying portfolio.

Advisory services offered through ARGI Investment Services, LLC, a Registered Investment Adviser.

NPC PRIVACY POLICY

Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, a Registered Investment Adviser. Additional advisory services offered through ARGI Investment Services LLC, a Registered Investment Advisor. ARGI Financial Group, ARGI Investment Services and NPC are separate and unrelated companies.

Any information being provided is strictly as a courtesy. When you link to any of the websites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our website and assume total responsibility and risk for your use of the site you are linking to. The opinions voiced in this article are for general information only. They are not intended to provide specific advice or recommendations for any individual. All investment decisions should be based on your individual objectives, risk tolerance and time horizon.